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PCM or PCB streamEntrance: TNAU admissionAgriculture, food & fisheries

Agriculture Field Officer

Agriculture Field Officers (AFOs) are bank officers who handle farm loans, crop insurance and rural lending, working closely with farmers.

Class 11–12 subjectsPCM or PCB
Entrance / admissionTNAU admission / CUET UG (ICAR)
DegreeB.Sc (Hons) Agriculture or allied 4-year degree
Duration4 years + bank exam

Your route, step by step

  1. 1Class 11–12: PCB or PCMBoth accepted for agriculture-family degrees.
  2. 2Apply to TNAU or ICAR universitiesTNAU admits on Class 12 marks (PCB or PCM accepted for its agriculture-stream degrees); ICAR all-India seats use CUET UG.
  3. 34-year degree in agriculture or an allied subjecte.g. B.Sc Agriculture, Horticulture, Agricultural Engineering, Fisheries, Dairy or Veterinary Science.
  4. 4Write IBPS SO (AFO)Preliminary, Main and interview; then join as a Scale I officer.

What an agriculture field officer does

  • Assess and sanction farm loans
  • Visit farms to check crops and projects
  • Explain schemes and crop insurance to farmers
  • Follow up on repayments

Entrance exams & admission

Where you may work

Public-sector and private banks, especially rural and semi-urban branches.

Well-known colleges in and near Tamil Nadu

  • Tamil Nadu Agricultural University, Coimbatore

Outlook

Banks recruit AFOs regularly; it is a stable job that keeps you close to farming.

Specialise later

  • Farm credit
  • Crop insurance
  • Rural development
  • Agri-business lending
  • Microfinance